Paid referral Terms and Conditions - Invitee - Feb 2026
Last updated January 19, 2026
How it works
- You'll get an invite link to join Morse.
- Accept the referral by entering your mobile phone number.
- Download the app and sign up for Morse within 14 days of registering your phone number.
- Complete one of the following within 14 days of signing up:
- In countries where Morse Cards are available: Activate a Morse Card and make at least 1 qualifying transaction of at least 5 USD each (or the equivalent amount in any currency). Check which countries have Morse Cards available. Certain transactions like money transfers, gift cards or gambling do not count towards the reward.
- In all other countries: Make a single deposit of at least 100 USD (or the equivalent amount in any currency).
We'll share some information about your progress with the person who invited you. This could include that you've:
- Accepted their referral by entering your mobile number
- Started the signup process
- Completed the signup process
- Deposited money into your Morse Wallet
We won't share any other information.