Money for who you are,
not where you live.
Receive payments from the US in 150+ countries. Spend, invest, send, or convert your dollars anytime.












The real exchange rate, every time
No markups, no surprises. Morse makes every dollar, euro and peso go further, faster.
Try our calculator to see how much you'll save
Compare with the Google rate1,000.00 USD is 18,751.17 MXN at the real exchange rate of 1 USD ≈ 18.7512 MXN, as of . See your final rate and fees in the Morse app.
What our community is saying
Built for people who live, work and earn across borders.
I live in Mexico and work for a US company. PayPal was costing me about 3,000 MXN a month in fees. With Morse I opened a US account in my name, got the same exchange rate I see on Google, and moved my salary to my Mexican bank instantly.
Bre-B top-ups and withdrawals, a USD account for getting paid, crypto in and out: the most complete fintech I've found for receiving dollars. I had an issue once and they reached out directly to fix it, something few companies do.

Whether I'm sending money to family back home or topping up my own mobile money while travelling, Morse is super easy to use and it just works.
I get paid from the US for my work. The fees are great and the app is really easy to use. I love it!

I work cruise ships and needed an easy way to receive my salary in dollars. Morse makes this really easy!
I use Morse for on-ramping and transferring money to crypto exchanges. I can't name just one thing I love, but it's how cheap it is to move money around, how supportive the team is, and how well the app abstracts a self-custodial wallet for end users.
The app is really good and worth trying. The exchange rates are real and live, with no hidden markups.

The simplicity and speed make managing payments across teams and borders seamless. I use Morse across different projects and collaborations.
I love the cashback on purchases, and that I can send money to other countries practically for free.
As an accounting professional, I use Morse to receive payments from my clients in the United States. Transferring my money is fast and practically fee-free.
I live in Mexico and work for a US company. PayPal was costing me about 3,000 MXN a month in fees. With Morse I opened a US account in my name, got the same exchange rate I see on Google, and moved my salary to my Mexican bank instantly.
Bre-B top-ups and withdrawals, a USD account for getting paid, crypto in and out: the most complete fintech I've found for receiving dollars. I had an issue once and they reached out directly to fix it, something few companies do.

Whether I'm sending money to family back home or topping up my own mobile money while travelling, Morse is super easy to use and it just works.
I get paid from the US for my work. The fees are great and the app is really easy to use. I love it!

I work cruise ships and needed an easy way to receive my salary in dollars. Morse makes this really easy!
I use Morse for on-ramping and transferring money to crypto exchanges. I can't name just one thing I love, but it's how cheap it is to move money around, how supportive the team is, and how well the app abstracts a self-custodial wallet for end users.
The app is really good and worth trying. The exchange rates are real and live, with no hidden markups.

The simplicity and speed make managing payments across teams and borders seamless. I use Morse across different projects and collaborations.
I love the cashback on purchases, and that I can send money to other countries practically for free.
As an accounting professional, I use Morse to receive payments from my clients in the United States. Transferring my money is fast and practically fee-free.
Move money freely
Link your accounts and move money between countries and currencies at the real exchange rate. Fees, if any, are small and always upfront.



From USD to US stocks. All in one app.
Apple, Nvidia, Tesla and 200+ US stocks and ETFs. From $5, directly from your USD wallet.




Get paid from anywhere
Share USD, EUR, MXN, and BRL Account Details with clients and payroll platforms to get paid like a local, all over the world.



Send and receive money in seconds
Split a bill, pay back a friend, send direct to a Mexican or Brazilian bank. No hidden fees or sneaky markups.



Built with trusted financial partners


















Security built in, not bolted on
Morse is a Money Services Business registered with the US Treasury and Financial Conduct Authority in the UK. We're regulated by the Dutch Authority for Financial Markets in the EU and work with regulated partners worldwide.

Support you can count on
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No matter where you are or what language you speak, we're here for you.
Any question
Find clear answers to common questions, whenever you need them.

