Fees, made simple
We believe moving money should be fast and effortless, so most transactions are free. Some include a small fee, which you'll always see before you send.
The real exchange rate, no markups
Every conversion on Morse uses the real exchange rate, with no markup added. The rate you see is the rate you get.
What's free on Morse
No fees on the things you do every day:
- Sending money to anyone on Morse
- Receiving money from anyone on Morse
- Paying with your Morse Card, online and contactless

Transparent fees
If a fee applies, you'll see it and the exchange rate before you confirm, never after. You always know exactly what you'll pay, so you can choose what works best for you.
