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Fees, made simple

We believe moving money should be fast and effortless, so most transactions are free. Some include a small fee, which you'll always see before you send.

What does it cost?

Your local currencyNon-local currency
Add money to MorseFrom your other accounts
Free$0.50
Send moneyTo someone on Morse
FreeFree
Receive moneyFrom someone on Morse
FreeFree
Send money from MorseTo your other accounts
Free$0.50
Receive bank transferTo your Account Details
Free0.1%
Pay with Morse CardOnline and contactless
FreeFree

A 4% fee applies when you add money in Zambian kwacha (ZMW) or Rwandan francs (RWF).

We use the real exchange rate with no markups.