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Fees, made simple

We believe moving money should be fast and effortless, so most transactions are free. Some include a small fee, which you'll always see before you send.

The real exchange rate, no markups

Every conversion on Morse uses the real exchange rate, with no markup added. The rate you see is the rate you get.

What's free on Morse

No fees on the things you do every day:

  • Sending money to anyone on Morse
  • Receiving money from anyone on Morse
  • Paying with your Morse Card, online and contactless
Designer at a wooden desk with a laptop, coffee, and fabric swatches, smiling at a card in their hand

Transparent fees

If a fee applies, you'll see it and the exchange rate before you confirm, never after. You always know exactly what you'll pay, so you can choose what works best for you.

Morse app confirmation screen for sending 9,245.13 MXN to a BBVA account, showing a 0.50 USD fee and a 1 USD = 17.19 MXN exchange rate above the send button