Crypto in. Crypto out. Dollars in between.
Deposit Bitcoin, Ethereum, stablecoins, and more from any wallet. It all lands as digital currency you can spend, send, or invest. Withdraw to your own wallet anytime, on the networks you already use.
Three ways to put your crypto to work.
Spend it
Use your Morse Visa card anywhere Visa is accepted, in stores, online, or abroad. Your USDC balance pays the bill.
Invest it
Put your balance into US stocks and ETFs directly from the app. No brokerage account, no minimums.
Send it
Free transfers between Morse users worldwide. Or send directly to bank accounts in the US, Mexico, Colombia, and more.
Investing is not available for residents of US or CA.
Deposit crypto. Use it however you want.
Deposit your crypto
Send BTC, ETH, USDC, or any supported token to your Morse account, directly from any wallet.
It converts to USDC
We convert your crypto to USDC at the real exchange rate, so your balance is always USDC. You won't hold BTC or ETH in Morse.
Use it, your way
Spend with your Visa card, invest in US stocks, or send it anywhere via SPEI, Pix, or ACH. All from one app.
Networks we support
Deposit from the networks you already use, and withdraw back to your own wallet. Stablecoins on Solana are free both ways; fees for other networks are shown below.
| Blockchain | Tokens | Deposit fee | Deposit time |
|---|---|---|---|
 Solana |
| No fee | ~2 min |
| Solana |
| Fee | ~2 min |
 Bitcoin |
| Fee | ~30 min |
 Ethereum |
| Fee | ~3 min |
 Base |
| Fee | ~3 min |
 Arbitrum |
| Fee | ~3 min |
 Hyperliquid |
| Fee | ~3 min |
 MegaETH |
| Fee | ~20 min |
 Plasma |
| Fee | ~3 min |
 Polygon |
| Fee | ~3 min |
 Tron |
| Fee | ~10 min |
A minimum deposit amount applies.
| Blockchain | Tokens | Withdrawal fee | Minimum |
|---|---|---|---|
| Solana |
| No fee | — |
| Solana |
| Fee | $3.00 |
| Bitcoin |
| Fee | $35.00 |
| Ethereum |
| Fee | $10.00 |
| Base |
| Fee | $3.00 |
| Arbitrum |
| Fee | $3.00 |
| MegaETH |
| Fee | $3.00 |
 Polygon |
| Fee | $3.00 |
One deposit. Everything unlocked.
Most solutions need two apps and three transfers before you can touch your crypto. With Morse, you deposit once to your Morse wallet, and your balance is immediately ready to spend, invest, send, or hold in USDC.
Stays on-chain
No conversion to fiat. Your balance stays on-chain in USDC, not in a bank account.
Real exchange rate
No inflated spreads. You see the rate before you confirm.
Ready to use instantly
As soon as your deposit clears, your balance is live.
Your crypto should work harder.
Download Morse and set up your account in minutes.
