Paid referral Terms and Conditions - Invitee - August 2026
Last updated August 4, 2026
This program is currently available in Mexico and Colombia. To get a reward, both you and the person who invited you need to be in one of these two countries.
How it works
- You'll get an invite link to join Morse.
- Accept the referral by entering your mobile phone number.
- Download the app and sign up for Morse within 14 days of registering your phone number.
- Within 30 days of signing up, do at least one of the following:
- Spend 100 USD or more by card (or the equivalent in any currency) across qualifying transactions. Some transactions, like money transfers, gift cards, or gambling, don't count.
- Receive at least 250 USD in qualifying deposits to your USD Account Details — such as salary or payments from clients or platforms. Self deposits and payments from certain neo-banks don't qualify. The deposit needs to come from someone else — it can't be money you moved from your own account elsewhere.
When you qualify, you'll get your reward added directly to your Morse Wallet.
Referral rewards (Mexico and Colombia):
| What you do | Your reward |
|---|---|
| Spend 100 USD or more by card | USD 5 |
| Receive 250 USD or more in qualifying USD Account Details deposits | USD 10 |
The amounts above are current at the date of this page and may change.
You can do both. If you complete both steps within 30 days of signing up, you'll get USD 15 in total. The person who invited you gets their own separate reward.
Rewards also depend on the person who invited you still being eligible for a referral reward. There's a limit on how many referral rewards each person can receive, and once they've reached it, neither of you will get a reward.
We'll share some information about your progress with the person who invited you. This could include that you've:
- Accepted their referral by entering your mobile number
- Started the signup process
- Completed the signup process
- Completed a qualifying Morse Card transaction
- Received a qualifying deposit to your USD Account Details
We won't share any other information.
Morse reserves the right to modify, withhold or cancel referral rewards, or to suspend or end this promotion at any time, including if we suspect fraud, abuse, or other activity that violates these terms or our policies.